Search the Blog:
Imagine getting a text from your credit union or bank about suspicious activity on your account. The number looks real. The message sounds official. Or maybe you get a call from someone who sounds exactly like your grandson, asking for emergency money. Welcome to 2025—where artificial intelligence (AI) has taken scams to a whole new…
Read more
Health Savings Accounts (HSAs) are one of the most underutilized tools for building both short-term healthcare security and long-term wealth. Understanding how HSAs work—and how they differ from other accounts—can help you maximize their unique advantages. Let’s look at one of the best benefits available for today’s workforce (and what to do if your employer…
Read more
September is National Preparedness Month, a reminder to consider how ready we are to face the unexpected. Most people don’t like “planning for a rainy day,” but being well-prepared for one can keep a challenging time from becoming a disaster. At Lafayette Federal, we know financial preparedness is just as important as having bottled water,…
Read more
Learning how to make small, consistent money moves part of your regular financial routine while you are still in school can become a big advantage after graduation. To help you develop and keep this routine, we have created this guide to build practical habits around budgeting, credit, savings, and borrowing—and how to set up student-friendly…
Read more
Regardless of your income level and credit history, your credit report is a powerful tool. Learning to how read it can save you money on loans, insurance, and even utilities—and it’s free to check.
Read more
Inflation is like a slow leak in your wallet. When prices rise, each dollar buys a little less. Even when inflation isn’t making headlines, it still chips away at your savings and income over time. Constant headlines about inflation might have you wondering about inflation-protected investments. Here’s an easy guide to two of the most…
Read more
Money can either strengthen or strain relationships. Financial stress is one of the most common sources of conflict between couples—but it doesn’t have to be. When you learn how to have open, constructive conversations about money, you can turn potential tension into an opportunity to build trust, connection, and create a shared vision for the…
Read more
The last week of July means we’ve reached the midway point of the dog days of summer. For many of us, turning the calendar page to August signifies summer’s end is coming soon. For parents and students, August’s arrival can also bring a familiar sense of anticipation — or maybe dread: OMG. It’s almost back-to-school.…
Read more
When it comes to managing your credit, misinformation is everywhere and sometimes it can lead to costly mistakes. In this article, we’ll debunk common credit myths, break down what really influences your score, and offer practical tips to build healthy credit habits—plus highlight how Lafayette Federal Credit Union’s tools can help you take control of…
Read more